At Albany Animal Hospital, we are committed to making high-quality veterinary care accessible, affordable, and stress-free.

Payment Policy

• Payment is due at the time of service.
  To maintain focus on patient care, customer service, and cost control, we do not offer billing.

• We accept:

  • Cash

  • Debit Cards

  • Credit Cards: Visa, MasterCard, Discover, American Express

  • Cherry (Primary financing option)

  • CareCredit

  • Scratch Pay

  • Personal checks (from established clients only)

  • Phone payments (available to established clients only)

Flexible Financing Options

1. Cherry – Buy Now, Pay Monthly

Cherry makes it easy to spread out your payments over time with no hidden fees.

• Instant approval

• No hard credit check

• Flexible monthly payment options

👉 Apply for Cherry →

2. CareCredit®

CareCredit helps you cover veterinary expenses with monthly payments and deferred interest plans.

Highlights:

• Low monthly payments

• Interest-free financing for 6 months (on purchases over $200)

• Fast approval process

• No annual fee

Important Terms:

• Under $200:

  • No interest if paid in full by the due date on your first statement

  • Not eligible for the 6-month deferred interest plan

• Over $200:

  • Eligible for the 6-month deferred interest plan if minimum payments are made and balance is paid in full by the end of 6 months

  • Otherwise, interest applies retroactively from the original purchase date

Apply:

• www.CareCredit.com

• By phone: 1-800-859-9975

• In person at our clinic

If approved online, bring your approval and two forms of ID to your appointment.

3. Scratch Pay

Scratch Pay offers transparent and straightforward payment plans.

• No hidden fees

• Quick and easy approval

• Flexible terms

👉 Apply or learn more at ScratchPay.com →

Pet Insurance Options

Pet insurance can be a smart way to manage unexpected veterinary expenses and ensure your pet gets the care they need.

We recommend:

• Pumpkin Pet Insurance + Preventative Care
  Call: 1-866-ARF-MEOW
  Visit Website →

• Explore and compare insurance plans:
  👉 Visit PetInsuranceReview.com →
  A trusted resource for comparing providers, coverage options, and real customer reviews.